Ask the Mortgage Expert – Liz Reid

Ask the Mortgage Expert – Liz Reid This Mortgage Rate Minder has the latest, best rates for Canadian mortgages. At Do­minion Lending Centres, we work on your behalf to find the mortgage that suits your needs. Best of all — our service is free.* It’s the selected lender that pays us and YOU get the […]

Ask the Mortgage Expert – Andy Young

Ask the Mortgage Expert – Andy Young Think Outside The Branch. With record low fixed and variable rates still hanging around, are you taking full advantage of them?  Is your loyalty to your bank costing you hundreds if not thousands of dollars each year?  More often than not, your bank does not offer you their […]

Ask the Mortgage Expert – Liz Reid

Ask the Mortgage Expert – Liz Reid Credit – Risk & Reward Credit is a word that strikes fear into many people as it has been vilified over the years due to misuse.  That said, credit really can be a wonderful way to learn to control money and get ahead. As a Mortgage Professional, many […]

Ask the Mortgages Expert – Erin Haiste, AMP

Ask the Mortgages Expert –  Erin Haiste, AMP Getting a mortgage when self-employed: What you need to know With more flexibility, autonomy, and financial opportunity (according to Statistics Canada, self-employed workers have a higher median net worth than their salaried counterparts), more Canadians are opting for self-employment as freelancers, entrepreneurs and business owners. It would […]

Ask the Mortgage Expert – Andy Young

Ask the Mortgage Expert – Andy Young What is the difference between May 31st and June 1st 2015? About $1,600 if you are looking to buy a home with less than 10% down!   (Based on a $375,000 purchase) That’s right, as of June 1st this year, our friends over at CMHC are raising their premiums […]

Ask the Mortgages Expert – Erin Haiste, AMP

Ask the Mortgages Expert –  Erin Haiste, AMP 5 WAYS TO IMPROVE YOUR CREDIT SCORE WHAT IS A CREDIT SCORE EXACTLY??? If you currently have a mortgage or are looking to obtain one, it is imperative that you maintain a healthy credit score. The three digits that make up your credit score tell a lender […]

Ask the Mortgages Expert – Andy Young

Ask the Mortgages Expert – Andy Young Understanding Your Credit. So here you are today, with a credit card or two (to collect travel points), a car loan and maybe a Line of Credit.  Does that mean you have good credit?  Why does a credit score even matter you ask?  Well… if you ever want […]

Ask the Mortgage Expert – Liz Reid

Ask the Mortgage Expert – Liz Reid Dollars and “Sense” of Home Ownership As an Independent Mortgage Broker, many people will often contact me looking for things such as: How much $$ can I qualify for? Can you find me more $$ than I qualify for as my price range is limited in what I […]

Ask the Mortgages Expert – Erin Haiste, AMP

Ask the Mortgages Expert –  Erin Haiste, AMP It’s Time For Your Annual Mortgage Review! There are many reasons to use a mortgage broker but one key reason is having peace of mind knowing our services don’t end after your deal is closed. Access to your broker for trusted advice lasts beyond the duration of […]

Ask the Mortgage Expert – Andy Young

Ask the Mortgage Expert – Andy Young   Spring Mortgage Test As we approach the spring housing market, and some slightly warmer weather, it is a great time to review your current Mortgage position. It’s the time of year when most Lending institutions get more competitive with rates for the upcoming real estate season (AKA […]